I have listed a new property at 4817 50 ST in Lamont. See details here
Affordable lot! The quiet town of Lamont is 20 mins from Fort Saskatchewan. Corner lot gives you many options and parking. Back alley access. Dimensions are 30 x 130.
I have listed a new property at 4536 57 AVE in Lamont. See details here
This bi-level gem in Lamont sounds like a fantastic find! With 6 bedrooms and 2.5 bathrooms, and to relax to mood lights and music in your own personal steam shower! The open concept design with vaulted ceilings and skylights will make the living areas feel airy and bright, also having hardwood floors. The large kitchen with an island and the deck overlooking a country yard are great for both everyday living and entertaining. The walkout basement with a rec room and brick fireplace offers cozy, flexible space for relaxation or hobbies. Plus, attached (21.5x23.10) detached double heated garages will definitely make dad’s day, providing ample room for projects or extra storage. And the large laundry room with additional storage and a cold room is a practical touch that adds to the home’s functionality. Also for those warm days cooling with central air conditioning. If you're looking for a blend of convenience and almost-country tranquility, this place might just be perfect.
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I have listed a new property at 25 Elliott WYND in Fort Saskatchewan. See details here
Welcome to South Pointe, a welcoming family community. Explore our brand-new two-story home spanning 1847 square feet. The main floor boasts a side entry for a potential future suite, a spacious great room with a decorative electric fireplace, and a dinette with a garden door leading to a south-facing backyard. Enjoy the convenience of being within walking distance to parks and South Pointe school. The kitchen features a generous island and a corner pantry. This unique floor plan includes a main floor with a four-piece bath, a den, or a fourth bedroom, perfect for visiting parents who would have their own bathroom. Upstairs, you'll find a bonus room, a separate laundry room, and three bedrooms. The master bedroom is complete with a coffered ceiling, a five-piece ensuite, and a walk-in closet. The home includes stainless steel appliances and a white washer and dryer. For more details, visit the Show home at 558 Meadowview Drive, Fort Saskatchewan
I have listed a new property at 50 WYNN RD in Fort Saskatchewan. See details here
Beautiful brand new walk out basement two story boasting 2228 square feet. Large spacious foyer. Huge mud room with coat rack and bench. Walk through pantry with butler kitchen. 9’ island adjoins full sized dinette large enough to accommodate any sized table. Massive family room with electric fireplace. Sliding patio door to 26’ wide rear deck. Upper level has huge bonus room three bedrooms. Master has five piece ensuite with double shower two sinks and a jet tub. Largest walk in closet in its class. Upper level common bath. Separate upper level laundry area. 24’ deep garage. West facing sunny back yard. Walking distance to our treasured river valley trail system, ball park, play ground and dog park. Property comes w/ stainless steel appliances w/ white washer and dryer. For More information visit the Show home at 558 Meadowview Drive, Fort Saskatchewan Pictures are from similar home.
By Royal Bank Of Canada
The Bank of Canada reduced interest rates by 25 basis points to 4.5%
The rate cut is good news for buyers and owners who can benefit from incremental rate reductions
Buyers and owners should continue to make decisions based on personal circumstances
Homeowners renewing a mortgage can plan ahead to help offset the impact of higher mortgage payments
In a move widely anticipated by financial experts, the Bank of Canada reduced its overnight policy rate by another 25 basis points, bringing the rate to 4.5%. The second straight rate cut is a positive signal for both homeowners and prospective buyers – but what does it really mean for you?
As we wrote last month, while 25 basis points doesn’t make for a material change for homebuyers, it does represent a positive trend that will surely give buyers greater confidence to enter the market. Lower rates mean affordability improves – and if rates continue their downward trajectory, these incremental decreases will add up to a meaningful difference for buyers.
After last month’s decrease, the Canadian Real Estate Association (CREA) reported that national home sales climbed, and the number of newly listed properties rose month-over-month in June. This second cut may spark more optimism among buyers and result in renewed life in the market – in other words, more homes may be listed, bought and sold.
Keep in mind, it appears that the Bank of Canada is lowering interest rates gradually – it is speculated that they don’t want rate cuts to spark a sharp rise in housing prices. If you’re eager to buy, it may be worth taking a similarly restrained approach. Here are some tips to consider:
Lock in a mortgage rate with a lender. Some lenders, like RBC, let you lock into a rate for 120 days. So, if you believe you’re close to purchasing, locking in a rate can give you some peace of mind. If rates stay the same or go up, you keep the rate you’re locked in at. But if they go down, you could get access to a new lower rate.
Choose a rate type and term that’s right for you. With interest rates in the news, there are lots of opinions about what type of mortgage Canadians should be choosing right now. The reality is, the best mortgage type is the one that’s right for you. Whether you choose a fixed rate or variable rate mortgage, a short term or a longer term, the decision is personal and can’t be found in a general opinion blog. It’s best to seek advice from a mortgage specialist, discuss your cashflow, lifestyle and plans for the future, and choose a mortgage accordingly.
Exercise patience. It’s still a buyer’s market, which means as a buyer, you have more choice, time and leverage. Take the time to get your financing in order so you know what you can afford, find the right home for you at the right price, and be sure to do your due diligence with homes you’re interested in – this includes getting a home inspection to protect yourself from unexpected future expenses – before you close the deal.
If you have a variable rate mortgage, the rate cut is good news, no matter how your mortgage is structured. If your mortgage payments automatically increase or decrease in harmony with mortgage rates, your regular mortgage payment may be going down. If your mortgage payments stay the same regardless of the current interest rate, you’ll see more of your regular payment applied to the principal of your mortgage – this means you could pay off your mortgage at a faster rate compared to a higher interest rate environment.
I have listed a new property at 54 WYNN RD in Fort Saskatchewan. See details here
Brand-new residence offers an impressive array of features. On the main level, a den with a closet & window serves as a versatile space for guests or overnight stays, complemented by a 3-piece bathroom. The spacious kitchen boasts a family-sized island, an expansive pantry & ample room for a stand-up freezer. The great room impresses with an 18-foot ceiling and an electric fireplace, while the upper level hosts a bonus room, 4 bdrms & upper-level laundry. The master suite includes a luxurious 5-piece ensuite with a soaker tub, dual sinks, a double shower & a walk-in closet. Walk out basement which you may customize. Enjoy a 15' x 12' rear deck overlooking the sunny west-facing backyard. With 2244 square feet of space, this property is situated in Windsor Pointe, within walking distance to picturesque river valley trail system, dog park & playground. Included are stainless steel kitchen appliances & a white washer & dryer. Show home 558 Meadowview Dr. Fort Sask (Interior Pictures from Similar Home)
I have listed a new property at 40 50446 Rge Rd 232 in Rural Leduc County. See details here
Fabulous Executive bungalow feels like entering a fairytale! 2.5 Acres Grand room with its soaring vaulted ceiling & cozy fireplace is a dreamy escape. Slide on the shiny hardwood floors & cook up a storm in the chef's kitchen complete with a massive island. Garden door to a covered deck overlooking a backyard straight out of a storybook. Retreat to the primary bdrm with access to deck for ultimate relaxation. Don't even get me started on the ensuite - a luxurious 5-piece haven with a steam shower! But hold onto there's more: a formal dining area, a private den, a mystical walk-through pantry, a spacious laundry rm all on the main floor. Head downstairs to find a sprawling rec room with a toasty wood-burning stove, a chic wet bar, a hidden wine cellar, a lavish full bath. 2 oversized bdrms that scream royalty. Cozy in-floor heating & cork flooring for that extra touch. Triple pane windows. The yard is a wonderland with a pond, rock garden, veggie patch, smokehouse & shed. A triple heated attached garage!
I have listed a new property at 4905 50 ST in Andrew. See details here
AFFORDABLE ONE ACRE LOT! Build your new home for reasonable price! Located in the Town of Andrew. Easy commute to Fort Saskatchewan. Serviced Lot.